Risk is the unknown. Thinking about the unknown is generally rather difficult. A firm has a lot of big tasks that is broken down into simple steps. You see, making a mistake in those little steps can lead to the fall of a giant. So an organisation frets over these little steps. In a workplace, the unknown is intrinsic due to the variability of emotions and the lack of predictability of what might screw up today. This occupies the minds of middle managers a lot.

An individual does not have such problems – the individual worries primarily about extrinsic unknowns. (The business will do well to learn from an individual!) I want to use risk thinking as a way for individual decision making. But where do I begin?