About drawing

I started to draw only recently (2022). I tried watercolour and acrylic. It was difficult because I found that I couldn’t draw. I didn’t know how to look at something and execute it.

I hit the books to learn that skill. I borrowed a number of them from the library but I did not progress much. I found Artist Network series called Drawing Together on YouTube. The teacher is Scott Maier who has a great book out called See Think ,Draw. As he drew, he explained his decision making process and that made a lot of difference to a beginner. Each drawing taught a new skill and reinforced something else he was doing in another drawing.

The other problem was that I could not draw at home. It is a me problem. I kept interrupting myself to do household chores. My home isn’t that neat and tidy and that is why I felt a compulsion to clean and tidy up. To avoid this, I go out to the library to draw – after cleaning the home.

Younger, I had dreams of being a novelist but writing stopped being fun. I kept wanting my writing to be right on the first time. (This is impossible.) Plus, my inner critic kept saying whatever I had written is really bad. Drawing is way more fun mainly because I never wanted to be an artist. I have no plans to sell art or be well known for art. It is a new playground for me to explore. To have selfish fun.

When life hit me (husband had a heart attack), I needed that fun. My me problem melted away after I had a fall and was hospitalised. I couldn’t do any household chore. I couldn’t stand or walk. Sitting up was a challenge. So I had nothing except endless YouTube and drawing.

Currently, I can feel how amateur my drawings are – there is a stiffness in it. I need more drawing practice for it to go away.

Stability in the Banking Industry

This article on “Why Canada did a- have a banking crisis in 2008?” sets out an an intuitive explanation for banking stability.

A small number of large banks providing universal banking services allow for a regulator to impose strict regulatory requirement. Risk taking behaviours in banks results in greater occurrences of banking crisis & panics. Hmmmm, okay. Ho hum.

Competition in the banking sector & the political desire for the financial industry to grow into a regional hub creates increased risk taking behaviour in banks. Regulatory competition causing a fragmented regulatory landscape decreases effectiveness of regulatory bodies to forewarn of crisis. Mind blown.

Reddit probably encourages obsessions

I am on some financial subs and I think the fantasy of Financial Independence has completely consumed me. I am engaging in it on a daily basis. Saving and earning money is hard work and being obsessed with it makes it harder. There is nothing complex about FIRE that requires daily engagement. All FIRE requires is a good handle on one’s expenses and having discipline to saving money. I am so obsessed I compute scenarios with every calculator. In the process, getting sometimes confused, sometimes hopeful by all those different numbers that the calculators spit out. I didn’t know or realise how obsessed I was until I came across a beauty related subreddit.

I was shocked to read about how obsessed they are with beauty rituals and how the poster looks. Long conversations on wrinkles and intense discussions on layering serums. The type of questions asked is bordering on unhealthy obsession. The detailed and extremely micro stuff that nobody can really tell (eg, which eyebrow hair is out of place?) shocks me. While I do take a lot of care of my skin – sunscreen, lotions, etc I think I look average / plain / below average to others. That is, not memorable. I assume if I am unmemorable to myself, nobody else is really paying that close attention to me. The ladies & gents on’ here sub reddits seem to think everyone is holding a magnifying glass to their face every second.

I don’t need to obsess over the numbers. I know that I do it out of fear and insecurity. The unknown is terrifying and I am always padding the numbers “just in case”. Some people enjoy thinking about money. I am not one of them. I ◦ it largely out of anxiety & stress. Stress over work & wanting the stress to end.

A month ago I had a fall that got worse, requiring spitalisation & eventually surgery. I took a month off work. During my downtime, I gain a lot of clarity over my life choices.

Every decision stem from a conscious preference to play life on medium mode. I created busyness & difficulty in my life out of boredom. When life was on hard mode, I still felt boredom. I up my stress level. This sounds totally crazy. It is illogical. Yet I do it! And what happens next? Increase spend & eating on default. Leading to more money anxiety, more obsession about financial independence!

Crazy! I know!

Work rant

I logged into a free risk seminar on the 2023 systemic risk landscape. The call sounded like a 2023 news events roundup. I logged off soon after – it was not very useful or interesting.

Systemic risk group is an oddity. At the point of a systemic risk event occurring, it will always appear idiosyncratic until it is not. It is also mixed up with potential risk events that might affect the organisation that other organisations face. But that isn’t systemic. Rounding up news events and pointing out this might affect your organisation is not that useful without identifying the kind of organisation that will most likely be impacted.