What could you do differently?

In recent years, I’ve been summing up my full year spend. Predictabiy, I decide that figure is not to my liking and  that I have overspent. Invariably, I will put up effort to start the next year afresh, avowing to spend only x amount on toiletries  and food. I will also avow to take lesser taxi rides.

By the next year end, summing all my purchases of things and experiences, I will be aghast that spending lesser did not happen – my spend did not actually decrease.

By mid year, I have forgotten this vague promise to spend less. I replaced my devices. Signed up for art classes. More art materials. Etc. At the end of the year, after PSLE, I went feasting from one place to another without thinking much about it other than, oh, exam’s over, let’s tie our hair up and gorge. It wasn’t just restaurants. It was also random hawker center eating out just because. I don’t even remember some of these meals. 

If I were a better person, I would not bother with those vague promises. I would try to be more intentional with my spend. I doubt. I already detailed in Sheet5           that  my skincare budget consists of making flower water for toner.